Georgia law requires employers with 3 or more regular employees to carry workers’ compensation insurance. If you are injured on the job in Georgia, you do not have to prove your employer was at fault. Under the Workers’ Compensation Act, you are entitled to comprehensive statutory benefits from day one.
All authorized doctor visits, emergency surgeries, hospital stays, physical therapy, prescription medication, and medical mileage are paid with zero deductibles or co-pays.
If your authorized treating physician takes you out of work for more than 7 days, you receive weekly income checks equal to two-thirds (66.67%) of your pre-injury average weekly wage.
If your workplace injury leaves you with permanent physical impairment after reaching Maximum Medical Improvement (MMI), you are entitled to statutory rating settlement payments.
Severe injuries including amputations, severe burns, spinal cord trauma, paralysis, or traumatic brain injury (TBI) qualify for lifetime medical and indemnity benefits.